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Home warranty brings peace to the mind of a homeowner. A homeowner usually worries about the warranty for the new gadgets and appliances that are bought for the modern home. A home warranty is the last thing that a person thinks after purchasing a home. However, it’s good to get a protection plan for a newly bought gadget or home. A person buying a home with no experience in home maintenance must purchase a home warranty along. The cost is the amount that is spent on purchasing the warranty plan for these appliances. It provides financial protection to the owner of the house who may face an unexpected problem from home appliances. In the UK, people generally spend about $400-$600 on home warranty.


Items Covered by a Home Warranty


A home warranty is generally mistaken with homeowners insurance. Homeowners insurance usually covers the home’s belongings and structures from natural calamities like storm, flood, fire, or other kinds of accidents. A home warranty, when compared to homeowners’ insurance, covers replacements or repairs on appliances, systems or furniture that occurs due to normal wear and tear of the products. It does not include any damage caused by any natural calamity or accident. The items that are generally covered by home warranty in the UK are listed as follows:

    • Washer and dryer
    • Plumbing system
    • Air conditioner
    • Refrigerator
    • Television
    • Cooling and heating systems
  • Kitchen appliances
  • Dishwashers
  • Doorbells
  • Telephone wiring
  • Oven and range
  • Garbage disposal
  • Ductwork (to code)
  • Computer system
  • Music system
  • Ceiling fan
  • Water heater

The Payer of Home Warranty Cost

A question may arise now regarding the payer of this cost. It varies in different countries. In the UK, it relies on the local customs, whether the owner needs to pay for the warranty cost.

In most cases, either the seller of the home appliances will pay the cost or the buyer of those gadgets or furniture. In many localities of different countries, the sellers pay the home warranty cost because it proves to be a benefit for the seller. This happens because the buyer does not disturb or call the seller after the deal closure. In many cases, the agents of real estate gift the buyer a home warranty plan in honor of the closing of the deal.

How Does Home Warranty Cost Work?

Though there are specific types of plans for a particular sort of services, most of them work similarly with some common superfluity. The necessary steps through which all these home warranty cost plans work in the UK are listed as follows:

Step 1: If any appliance or system breaks down or stops working suddenly, the home warranty company is called by the homeowner.

Step 2: Now the home warranty company calls the provider of the service with whom it has business alignments.

Step 3: This specific service provider then calls the homeowner to make an appointment for the service.

Step 4: The service provider personnel comes over and fixes the issue. In case, if the product is malfunctioning and cannot be set at the very point of time, relying on the coverage plan, the warranty organization pays to replace and reinstall the product.

Step 5: Lastly, the homeowner pays a minimum trade service, which is less than $100 to the service personnel.

Benefits of Home Warranty

A home warranty plan eases the owner by reassuring that the person can move into a new house without agony and shelling out for surprised and unexpected repairs. It can also provide an advantage to the owners of the home as these plans cover the products even during the listing period. In the UK, some companies provide an offer of free sellers’ coverage. The service provider does it with the hope that the buyer may wish to continue with their coverage plan. Generally, the providers offer the owners a payment for the first year to entice them in their company. It’s always good to get a home warranty because as the gadgets get older, the chances of its breakdown increases. Some companies in the UK do not differentiate between the old and new devices, which proves to be economical for the owners.


In a nutshell, it can be concluded that a home warranty cost is a policy and the cost incurred in it to cover the repairing cost of home appliances and gadgets in case of their breakdown. Most households’ use products that are covered under these plans with an enormous amount of benefit and cost-effectiveness. Generally, in this particular country, the seller pays for it, but there are cases where a homeowner has also been seen to be paying for it.


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Many thanks to the builder for sharing the details above!

Builder: LunDev Custom Homes (FacebookInstagram)

Interior Design: Jamie Gernert / LunDev Custom Homes

Architect: Winter Park Design

Photography: South Meadow Productions


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